Cash Back card review
Blue Cash Everyday® Card from American Express
The no-fee version. Lower rates, same caps, and online retail replaces streaming.
Open to new applicantsPartly verified
At a glance
Annual fee$0
Welcome offerUp to $200 cash back$2,000 in 6 months
IssuerAmerican Express
Rewards programAmex Reward Dollars
Foreign transaction feeApplies
Welcome offer
Up to $200 cash back after $2,000 of spending within 6 months.
Amex offers are personalized.
Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.
Earning rates
| Rate | On | Cap or condition |
|---|---|---|
| 3% | US supermarkets | $6,000 per year, then 1% |
| 3% | US online retail | $6,000 per year, then 1% |
| 3% | US gas stations | $6,000 per year, then 1% |
| 1% | Everything else | No cap stated |
Benefits and credits
- No annual fee
- 0% intro APR 15 months on purchases and balance transfers per our source. Check current terms.
Restrictions worth knowing
- Each 3% category has its own $6,000 annual cap.
- Foreign transaction fees apply.
- Amex once-per-lifetime bonus rules apply.
How to use it well
- Below about $1,600 a year in supermarket spending, this card beats the Blue Cash Preferred once the Preferred's fee kicks in.
- Three separate $6,000 caps is actually generous: fully used, that is $540 a year at 3%.
Sources and freshness
What we checked: Fee, offer, rates and caps from Forbes Advisor's comparison section, read 2 November 2026. Amex pages could not be opened during this build.
- Forbes Advisor: Blue Cash Preferred review — read November 2, 2026
Last updated: November 2, 2026.
Other American Express cards
- Blue Cash Preferred® Card from American Express — $95 after year one, open to new applicants
- The Platinum Card® from American Express — $895, open to new applicants
- American Express® Gold Card — $325, open to new applicants
- American Express® Classic Green Card — $150, closed to new applicants