Travel Rewards card review
Chase Sapphire Reserve®
Chase's premium card, and the key to The Edit hotel program. The credits are generous but tied to Chase Travel.
Open to new applicantsPartly verified
At a glance
Annual fee$795Shown as $795 on Chase's own card listing page on 2 November 2026.
Welcome offer100,000 Ultimate Rewards points
IssuerChase
Rewards programChase Ultimate Rewards
Foreign transaction feeNone
Welcome offer
100,000 Ultimate Rewards points.
Chase's listing page showed 100,000 points on 2 November 2026 without displaying the spend requirement. Check the application page for the current spend and window.
Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.
Earning rates
| Rate | On | Cap or condition |
|---|---|---|
| 8x | Purchases through Chase Travel, including The Edit after credits | No cap stated |
| 1x | Everything else | Chase publishes additional bonus categories on the product page. Confirm current rates before applying. |
Benefits and credits
- The Edit by Chase Travel Two $250 statement credits per calendar year, applied automatically to the first two qualifying stays. Bookings are prepaid, two nights minimum.
- $250 select-hotels credit Participating brands only, running through 31 December 2026.
- $300 annual travel credit Applies against travel purchases.
- Lounge access Priority Pass Select and Chase Sapphire Lounges.
- Global Entry, TSA PreCheck or NEXUS Fee credit.
Restrictions worth knowing
- Chase's 5/24 rule applies: five or more new card accounts in 24 months and you are usually declined.
- The Edit credit needs a cash component over $250. Paying entirely with points forfeits it, and 'Pay Later' bookings do not qualify.
- Back-to-back bookings at the same hotel are not a route to a second set of benefits.
How to use it well
- Stack carefully on one qualifying stay: the $250 Edit credit first, then the $250 select-hotels credit, then any unused $300 travel credit. All three apply in full only on bookings over about $800.
- Before booking through Chase Travel, price the same room, dates and cancellation terms direct and on Amex Travel. Portal rates are not always lower.
- Points transfer to Chase's airline and hotel partners. There are live transfer bonuses to Avios, IHG and Wyndham this month.
Sources and freshness
What we checked: Fee and headline welcome offer read from Chase's own listing page on 2 November 2026. The Edit credit structure comes from Chase's own guide, checked 21 October 2026. Spend requirement and the full bonus-category list were not displayed and are not confirmed here.
- Chase: credit cards — read November 2, 2026
- Chase: The Edit explained — read October 21, 2026
- Chase Sapphire Reserve: card benefits — read October 21, 2026
Last updated: November 2, 2026.
Other Chase cards
- Chase Freedom Unlimited® — $0, open to new applicants
- Chase Freedom Flex® — $0, open to new applicants
- Chase Sapphire Preferred® Card — $95, open to new applicants