Hotel card review
Choice Privileges® Mastercard®
The no-fee Choice card, with a lower bonus and a much lower spend requirement.
Open to new applicantsPartly verified
At a glance
Annual fee$0
Welcome offer40,000 bonus points$1,000 in 3 months
IssuerWells Fargo
Rewards programChoice Privileges
Foreign transaction feeNot confirmed
Welcome offer
40,000 bonus points after $1,000 of spending within 3 months.
Shown on Wells Fargo's own card listing page on 2 November 2026.
Earning rates
Not verified. We could not confirm this card's earning rates against a page we could read during this build, so none are listed. We would rather leave this blank than print a number we have not checked. The issuer's own product page has the current rates.
Benefits and credits
- No annual fee
Restrictions worth knowing
- Wells Fargo application limits apply.
- Earning rates and benefits were not displayed on the page we read.
How to use it well
- 40,000 points for $1,000 of spending with no fee is a low-risk way to try the Choice program.
- If you stay at Choice brands often enough to care about status, price the Select's $95 against what it adds.
Sources and freshness
What we checked: Fee and welcome offer read from Wells Fargo's own listing page, 2 November 2026. Earning rates and benefits were not displayed.
- Wells Fargo: credit cards — read November 2, 2026
Last updated: November 2, 2026.
Other Choice Privileges cards
- Choice Privileges® Select Mastercard® — $95, open to new applicants