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Airline card review

Citi® / AAdvantage® Executive World Legend Mastercard®

Admirals Club membership is the reason to hold it. The 2026 refresh added several credits that only pay off if you fly American regularly.

Open to new applicantsVerified on issuer pages

Issuer: CitiLast updated

Status

Renamed from the AAdvantage Executive World Elite Mastercard when it moved to the World Legend tier. The annual fee rose from $595 to $695 for applications approved on or after 23 August 2026.

At a glance

Annual fee$695$595 for accounts approved before 23 August 2026.
Welcome offer80,000 AAdvantage bonus miles$8,000 in 3 months
IssuerCiti
Rewards programAmerican Airlines AAdvantage
Foreign transaction feeNone

Welcome offer

80,000 AAdvantage bonus miles after $8,000 of spending within 3 months.

Shown on American Airlines' own AAdvantage credit card page on 2 November 2026.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
RateOnCap or condition
4xAmerican Airlines purchasesRises to 5x after $150,000 in annual spend
12xAAdvantage Hotels and CarsNo cap stated
1xEverything elseNo cap stated

Benefits and credits

  • Admirals Club membership Full membership, which is the single largest piece of value on the card.
  • Up to $500 American Airlines Vacations credit Per calendar year, on eligible packages.
  • Up to $100 in-flight and Admirals Club credit Per calendar year.
  • Up to $180 Lyft credit $15 after three rides in a month.
  • Omni Hotels Champion status Enrollment required. A free night reward follows a qualifying direct booking of two nights or more.
  • Avis President's Club status Enrol by 31 August 2028.
  • Loyalty Point milestone bonuses 10,000 points at each of 50,000, 90,000, 165,000 and 240,000 Loyalty Points, up to 40,000 a year.
  • Checked bag and boarding First checked bag free and priority boarding on domestic American flights.
  • Global Entry or TSA PreCheck Up to $120 every four years.

Restrictions worth knowing

  • The Grubhub credit was removed for accounts opened on or after 23 August 2026. Existing accounts keep it through 31 August 2027.
  • Several credits are annual and reset on the calendar year, not your cardmember year.
  • Omni and Avis benefits need separate enrollment.

How to use it well

  • If you would otherwise buy an Admirals Club membership, the math is straightforward. If you would not, the $695 is hard to recover.
  • The Vacations credit is the largest single credit but only applies to packages booked through American Airlines Vacations.
  • Milestone Loyalty Point bonuses matter if you are chasing AAdvantage status; they are close to worthless if you are not.

Sources and freshness

What we checked: Name, fee and welcome offer confirmed on American Airlines' own card page, 2 November 2026. Benefit and credit detail from AwardWallet's refresh coverage the same day.

Last updated: November 2, 2026.

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