Airline card review
Delta SkyMiles® Gold American Express Card
The sensible Delta card for most people: free checked bags and a modest fee you can skip in year one.
Open to new applicantsPartly verified
At a glance
Annual fee$150 after year one$0 for the first year, then $150.
Welcome offerUp to 80,000 bonus miles plus a $250 statement credit$3,000 in 6 months
IssuerAmerican Express
Rewards programDelta SkyMiles
Foreign transaction feeNone
Welcome offer
Up to 80,000 bonus miles plus a $250 statement credit after $3,000 of spending within 6 months.
Offer ends November 4, 2026
A 'may be eligible' offer. Ends 4 November 2026.
Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.
Earning rates
| Rate | On | Cap or condition |
|---|---|---|
| 2x | Delta purchases, US supermarkets and restaurants worldwide | No cap stated |
| 1x | Everything else | No cap stated |
Benefits and credits
- Free checked bags First bag free, and a second bag free on domestic flights.
- $200 Delta Flight Credit After $10,000 in spending in a year.
- Up to $100 Delta Stays credit Per year.
- Up to $120 rideshare credit Per year.
- Zone 5 boarding and 15% off award flights
Restrictions worth knowing
- The $200 flight credit needs $10,000 in annual spend, which most cardholders will not reach.
- Amex once-per-lifetime bonus rules apply.
How to use it well
- If you check a bag on two Delta round trips a year, the card pays for itself before you count anything else.
- Take the first year free, then decide at renewal based on how often you actually flew Delta.
Sources and freshness
What we checked: Fee, offer, rates and benefits from AwardWallet, read 2 November 2026. Amex pages could not be opened during this build.
- AwardWallet: Delta credit card options — read November 2, 2026
Last updated: November 2, 2026.
Other Delta cards
- Delta SkyMiles® Reserve American Express Card — $650, open to new applicants
- Delta SkyMiles® Platinum American Express Card — $350, open to new applicants
- Delta SkyMiles® Blue American Express Card — $0, open to new applicants