Hotel card review

Hilton Honors American Express Card

A no-fee Hilton card with respectable earning. Silver status, and no route to a free night after the welcome bonus.

Open to new applicantsPartly verified

Issuer: American ExpressLast updated November 2, 2026

At a glance

Annual fee$0

Welcome offer70,000 Hilton Honors bonus points plus a Free Night Reward$2,000 in 6 months

IssuerAmerican Express

Rewards programHilton Honors

Foreign transaction feeNone

Welcome offer

70,000 Hilton Honors bonus points plus a Free Night Reward after $2,000 of spending within 6 months.

Offer ends January 13, 2027

Offer ends 13 January 2027 per our source.

Offers vary. Welcome offers on this card can differ by applicant, by referral and by the link you apply through. The figure above is what our source showed on the date given, not a guarantee of what you will be offered.

Earning rates

Earning rates and caps as recorded on November 2, 2026.
Rate	On	Cap or condition
7x	Hilton portfolio hotels and resorts booked direct	No cap stated
5x	US restaurants, US supermarkets and US gas stations	No cap stated
3x	Everything else	No cap stated

Benefits and credits

Hilton Honors Silver status Automatic. Gold is earned at $20,000 in calendar-year spending.
Fifth night free On award stays.
No annual fee

Restrictions worth knowing

No path to a Free Night Reward beyond the welcome bonus.
Silver status is thin compared with Gold.
Amex once-per-lifetime bonus rules apply.

How to use it well

Reasonable as a free way to hold Hilton points, and 5x on supermarkets and gas is decent for a no-fee card.
If you stay at Hilton more than twice a year, the Surpass's Gold status and quarterly credits are usually worth the $150.