Blue Cash Preferred® Card from American Express
A cash-back card with 6% at U.S. supermarkets (up to $6,000 a year) and 6% on select streaming, for a $95 fee after a free first year. Annual fee: $0 intro first year, then $95. Welcome offer: Up to $300 back after $3,000 in purchases in the first 6 months.
Welcome offer
| Offer | Up to $300 back |
|---|---|
| Spend requirement | $3,000 in purchases |
| Time window | first 6 months |
| Expiration | No end date stated |
Reported by Motley Fool (Oct 5, 2026). Offers vary.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| U.S. supermarkets | 6% | First $6,000 per year, then 1%. |
| Select U.S. streaming subscriptions | 6% | |
| Transit (taxis, rideshare, parking, tolls, trains, buses) | 3% | |
| U.S. gas stations | 3% | |
| Everything else | 1% |
6% on the first $6,000 of groceries a year, then 1%. Transit earns 3%.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Disney streaming credit | $120/yr | Up to $10/month at Disney+, Hulu or ESPN+ (U.S. sites). |
Other benefits
- Purchase protection 90 days up to $1,000 per item; return protection up to $300 per item; extended warranty.
Restrictions
- 2.7% foreign transaction fee, so do not use abroad.
Strategies
- Worth the fee if you spend about $2,000 or more a year per $95 on groceries: the 6% premium over a 1.5% card is worth $270 on $6,000.
- The grocery cap is $6,000 a year, so spending above about $500 a month stops earning 6%.
Best categories: 6% at U.S. supermarkets; 6% at select u.s. streaming subscriptions.
Compare with: Chase Freedom Unlimited®, Chase Freedom Flex®, Citi Double Cash® Card, Blue Cash Everyday® Card from American Express. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, credits and earning rates come from American Express's official page, fetched on Oct 27, 2026. Amex does not publish welcome offers on that page, so any offer shown comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.