IHG One Rewards Premier Select Credit Card
New top-tier IHG card ($350): Platinum Elite status, a free night up to 60,000 points, and up to $300 per year in hotel food and beverage vouchers. Annual fee: $350. Welcome offer: 200,000 points + 10,000 for an authorized user after $5,000 in purchases in the first 3 months.
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Welcome offer
| Offer | 200,000 points + 10,000 for an authorized user |
|---|---|
| Spend requirement | $5,000 in purchases |
| Time window | first 3 months |
| Expiration | Chase labels it a launch offer; no end date stated |
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| IHG hotels (card earn) | 12x | |
| Dining and other travel (incl. rideshare) | 6x | |
| Everything else | 3x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Anniversary free night | Up to 60,000 points | Second after $40,000 spend. |
| Food & Beverage Rewards | Up to $300/yr | $75 quarterly vouchers at participating IHG hotels. |
| Airline credit | $200/yr | On flights of $250+ booked direct, through 12/31/2027. |
| Global Entry / TSA PreCheck / NEXUS | Up to $120 | Every four years. |
| United TravelBank cash | Up to $50/yr | $25 in January and July. |
| Instacart | $10 monthly credit | Activate by 12/31/2027. |
Other benefits
- Platinum Elite status while you hold the card; Diamond Elite after $25,000 spend in a calendar year.
- 20 Elite Night Credits at opening and each Feb 1.
- Every 4th reward night free on 4+ night stays.
- Save at least 30% on IHG points purchases.
Restrictions
- Not available to current cardmembers or those with a bonus in the past 24 months.
Strategies
- Compare with the $150 Premier before paying for the extra $200: the extra value is mostly the higher night cap and bigger credits.
Best categories: 12x at IHG hotels (card earn); 6x at dining and other travel (incl. rideshare).
Compare with: Marriott Bonvoy Brilliant® American Express® Card, Marriott Bonvoy Bevy™ American Express® Card, Marriott Bonvoy Bountiful® Credit Card, Marriott Bonvoy Boundless® Credit Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.