United Club℠ Card
United's premium card: $695 fee with United Club membership, a $200 hotel credit, rideshare, Instacart and JSX credits, and 11x on United flights. Annual fee: $695.
Renamed or replaced. Chase now calls it the United Club Card. It is still open to new applicants.
Previously listed as United Club℠ Infinite Card.
Welcome offer
| Offer | Up to 100,000 miles |
|---|---|
| Spend requirement | $5,000 in 3 months (90,000 miles) + authorized user (10,000 miles) |
| Time window | first 3 months |
| Expiration | Labeled limited-time; no date stated |
Not available to current cardmembers or those who received the bonus in the last 24 months.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Eligible United flights | 11x total (6x fare + 5x on entire purchase) | |
| Other eligible United purchases | 5x | |
| Prepaid Renowned Hotels and Resorts for United Cardmembers | 5x | |
| Other travel, dining, rideshare | 2x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Renowned Hotels and Resorts prepaid stays | Up to $200/yr | |
| Rideshare | Up to $150/yr | $12 per month ($18 in December). |
| Avis / Budget (via MileagePlus Travel) | Up to $100/yr | Paid as United TravelBank cash. |
| Instacart | Up to $240/yr | Two $10 monthly credits. |
| JSX flights | Up to $200/yr | |
| Global Entry / TSA PreCheck / NEXUS | Up to $120 | Every four years. |
Other benefits
- United Club membership for the cardmember plus one adult guest and dependent children (Star Alliance lounges not included).
- Free first and second checked bags for you and one companion.
- 10,000-mile award flight discount after $20,000 spend (up to two per year).
- At least 10% fewer miles on United award flights (15% for Premier members).
- 25% back on United inflight food, drink and Wi-Fi.
- IHG One Rewards Platinum Elite status; Avis President's Club.
Restrictions
- United Club All Access (more guests, Star Alliance lounges) requires $50,000 net purchases in a calendar year or Premier Gold status.
Strategies
How this card relates to others. Chase's current site names this card the United Club Card. The directory's 'United Club Infinite' name is the older name for the same product.
- Only worth the fee if you would otherwise buy a United Club membership or use most of the travel credits.
- The $200 hotel credit works only on Renowned Hotels and Resorts prepaid stays; check the property list first.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: status confirmed from the sources above.