United Quest℠ Card
The mid-tier United card: $350 fee with a $200 United TravelBank credit, two free checked bags, and a 10,000-mile award discount every anniversary. Annual fee: $350. Welcome offer: Up to 90,000 miles + 500 PQP after $4,000 in 3 months (80,000 miles) + authorized user (10,000 miles) + first purchase (500 PQP) in the first 3 months.
Welcome offer
| Offer | Up to 90,000 miles + 500 PQP |
|---|---|
| Spend requirement | $4,000 in 3 months (80,000 miles) + authorized user (10,000 miles) + first purchase (500 PQP) |
| Time window | first 3 months |
| Expiration | Labeled limited-time; no date stated |
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Eligible United flights | 10x total (6x fare + 4x on entire purchase) | |
| Other eligible United purchases | 4x | |
| Prepaid Renowned Hotels and Resorts | 5x | |
| Other travel, dining, select streaming | 2x | |
| Everything else | 1x |
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| United TravelBank cash | $200/yr | Each anniversary. |
| Renowned Hotels and Resorts | Up to $150/yr | |
| Rideshare | Up to $100/yr | Opt-in. |
| Avis / Budget | Up to $80/yr | |
| Instacart | Up to $180/yr | Benefit ends 12/31/2027. |
| JSX | Up to $150/yr | |
| Global Entry / TSA PreCheck / NEXUS | Up to $120 | Every four years. |
Other benefits
- Free first and second checked bags for you and one companion (Chase says up to $440 per round trip).
- 10,000-mile award discount each anniversary plus another after $20,000 spend.
- 2 global Economy Plus upgrades after $40,000 spend.
- 1,000 Card Bonus PQP each year.
- Group 2 priority boarding.
Restrictions
- Credits reset on different schedules (anniversary vs. calendar year).
Strategies
- The $200 TravelBank credit alone covers more than half the fee if you fly United.
- Rideshare and Instacart credits only help if you already use those services.
Best categories: 10x total (6x fare + 4x on entire purchase) at eligible united flights; 4x at other eligible united purchases.
Compare with: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard®, AAdvantage® Aviator® Red World Elite Mastercard®, Delta SkyMiles® Reserve American Express Card. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.