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Bank of America® Unlimited Cash Rewards Credit Card

Last updated:

A no-fee flat 1.5% card that gets better with Preferred Rewards. Annual fee: $0. Welcome offer: $250 after $1,000 in the first 90 days.

IssuerBank of America
Rewards programBofA cash back
NetworkVisa
Annual fee$0
Foreign transaction fee3%
CategoryCash Back
AvailabilityOpen to new applicants

Welcome offer

Offer$250
Spend requirement$1,000
Time windowfirst 90 days
ExpirationNo end date stated

Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.

Earning rates

CategoryRateNotes
Everything1.5%Preferred Rewards bonus of 10% to 75% on top.

Benefits and credits

This card has no statement credits or major extra benefits that we could verify.

Restrictions

No special restrictions beyond the issuer's standard approval and bonus-eligibility rules.

Strategies

Best categories: 1.5% at everything.

Compare with: Chase Freedom Unlimited®, Chase Freedom Flex®, Citi Double Cash® Card, Blue Cash Preferred® Card from American Express. Or try the Best Card Finder with your own spending.

Sources and freshness

Third-party figures (NerdWallet).

Last updated: . Verification status: checked against the sources above.