Capital One Venture X Rewards
A $395 premium card whose $300 Capital One Travel credit and 10,000 anniversary miles roughly cover the fee, with lounge access and 2x on everything. Annual fee: $395. Welcome offer: 75,000 miles after $4,000 in purchases in the first 3 months.
Welcome offer
| Offer | 75,000 miles |
|---|---|
| Spend requirement | $4,000 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Reported by NerdWallet (Sep 14, 2026). Capital One's own Venture X page does not publish the amount.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels and rental cars via Capital One Travel | 10x | |
| Flights and vacation rentals via Capital One Travel | 5x | |
| Capital One Entertainment tickets | 5x | |
| Everything else | 2x |
10x hotels and cars, 5x flights, via Capital One Travel only.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Capital One Travel credit | Up to $300/yr | For bookings made through Capital One Travel. |
| Anniversary bonus | 10,000 miles/yr | Starting at the first renewal (about $100 in travel). |
| Global Entry / TSA PreCheck | Up to $120 | Once every 4 years. |
| Premier/Lifestyle Collection experience credits | Up to $100 / $50 | On Capital One Travel hotel and rental bookings. |
Other benefits
- Capital One Lounges and 1,300+ Priority Pass lounges for primary cardholders (enrollment required; space not guaranteed). Guest rules not stated on the product page.
- Transfers to 15+ airline and hotel partners (see the Transfer Partner Matrix).
- Cell phone protection up to $800.
- Miles do not expire for the life of the account.
Restrictions
- The $300 credit works only on Capital One Travel bookings.
- Not eligible if you received a Venture or Venture X bonus in the past 48 months (per Capital One's Venture terms).
Strategies
- Do the math honestly: $395 − $300 credit (only if you book via Capital One Travel) − about $100 of anniversary miles leaves roughly zero net cost.
- Transfers to Virgin Atlantic and British Airways have recent bonuses; see the news page.
Best categories: 10x at hotels and rental cars via capital one travel; 5x at flights and vacation rentals via capital one travel.
Transfers: Capital One Miles can move to 22 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture Rewards, VentureOne Rewards from Capital One. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and earning rates come from Capital One's official page, fetched on Oct 27, 2026. Where Capital One's page left the bonus blank, the offer comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.