VentureOne Rewards from Capital One
A no-fee travel card with a flat 1.25x on everything and access to Capital One's transfer partners. Annual fee: $0. Welcome offer: 20,000 miles after $500 in purchases in the first 3 months.
Welcome offer
| Offer | 20,000 miles |
|---|---|
| Spend requirement | $500 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
0% intro APR for 15 months on purchases and balance transfers (balance transfer fee applies). Available through Capital One's apply button.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels, vacation rentals and rental cars via Capital One Travel | 5x | |
| Everything else | 1.25x |
Benefits and credits
Other benefits
- Miles can cover past travel purchases and do not expire for the life of the account.
- No foreign transaction fees.
Restrictions
- Transfer partner details were not listed on this product page.
Strategies
- A cash-back card at 2% will usually beat 1.25x unless you transfer miles to a partner for outsized value.
Best categories: 5x at hotels, vacation rentals and rental cars via capital one travel; 1.25x at everything else.
Transfers: Capital One Miles can move to 22 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, Capital One Venture Rewards. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and earning rates come from Capital One's official page, fetched on Oct 27, 2026. Where Capital One's page left the bonus blank, the offer comes from the dated third-party report named in the offer note.
Last updated: . Verification status: checked against the sources above.