Chase Sapphire Preferred®
The mid-priced Chase travel card: $95 fee, 5x on Chase Travel, 3x on dining, streaming, online groceries and gas, and the full set of Chase transfer partners. Annual fee: $95. Welcome offer: 75,000 points after $5,000 in purchases in the first 3 months.
Welcome offer
| Offer | 75,000 points |
|---|---|
| Spend requirement | $5,000 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Not available if you already hold or have held this card.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Chase Travel purchases | 5x | |
| Dining (incl. takeout and eligible delivery) | 3x | |
| Gas stations, EV charging, vacation homes at top brands | 3x | |
| Top streaming services and online groceries | 3x | Target, Walmart and wholesale clubs excluded from online grocery. |
| Other travel | 2x | |
| Everything else | 1x |
Only online grocery earns 3x. Chase Travel earns 5x.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Chase Travel hotel credit | $100 | Per account anniversary year, hotel purchases through Chase Travel. |
| Global Entry / TSA PreCheck / NEXUS | Up to $120 | Once every four years. |
| Apple TV | $180 value | At least 12 months; activate by 12/31/2026. |
| DoorDash DashPass + monthly promo | $120 value + $10/mo | Activate by 12/31/2029. |
| Peloton | 5x points | On eligible equipment over $150 through 12/31/2027, up to $5,000. |
| Lyft | 5x points | Through 09/30/2027. |
Other benefits
- Transfers to 10 airline and 4 hotel partners (listed below).
- Trip cancellation/interruption up to $10,000 per traveler ($20,000 per trip); trip delay up to $500; lost luggage up to $3,000; auto rental collision up to $60,000; purchase protection up to $500 per item for 120 days.
Restrictions
- No lounge access.
- Apple TV benefit must be activated by 12/31/2026, which is about two months from today.
Strategies
- The $100 hotel credit applies only to hotels booked through Chase Travel, so compare the price with booking direct first.
- If your spending is mostly dining, groceries and gas, a card with higher everyday rates may out-earn it; use the Best Card Finder.
- Transfer partners: Aer Lingus, Air Canada Aeroplan, British Airways, Flying Blue, Iberia, JetBlue, Singapore KrisFlyer, Southwest, United, Virgin Atlantic; hotels IHG, Marriott, World of Hyatt, Wyndham.
Best categories: 5x at chase travel purchases; 3x at dining (incl. takeout and eligible delivery).
Transfers: Chase Ultimate Rewards can move to 14 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, Capital One Venture Rewards. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees, welcome offers and earning rates come from Chase's official card pages, fetched on Oct 27, 2026.
Last updated: . Verification status: checked against the sources above.