Citi Strata Elite℠ Card
A $595 premium card with $300 hotel, $200 Splurge and $200 Blacklane credits, four Admirals Club passes and Priority Pass. Annual fee: $595. Welcome offer: 75,000 points after $6,000 in purchases in the first 3 months.
Welcome offer
| Offer | 75,000 points |
|---|---|
| Spend requirement | $6,000 in purchases |
| Time window | first 3 months |
| Expiration | No end date stated |
Reported by NerdWallet (Apr 20, 2026) and View from the Wing (Oct 25, 2026). Citi's page left the amount blank. In-branch offers can differ.
Offers may vary by applicant, channel, referral link and targeting. The offer on the issuer's own application page is the one that applies.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels, car rentals and attractions on cititravel.com | 12x | |
| Air travel on cititravel.com | 6x | |
| Restaurants on Friday and Saturday nights (6 p.m.–6 a.m. ET) | 6x | |
| Restaurants at other times | 3x | |
| Everything else | 1.5x |
6x on Friday and Saturday evening dining and on air via cititravel.com.
Benefits and credits
Statement credits
| Credit | Value | Details |
|---|---|---|
| Annual hotel benefit | Up to $300 | Stays of 2+ nights on cititravel.com; resets each calendar year. |
| Splurge credit | Up to $200/yr | Up to two of 1stDibs, American Airlines, Best Buy, Future, Live Nation. |
| Blacklane | Up to $200/yr | $100 Jan–Jun and $100 Jul–Dec. |
| Global Entry / TSA PreCheck | Up to $120 | Every 4 years. |
Other benefits
- Priority Pass Select (1,500+ lounges) and four Admirals Club passes per year.
- Points can now transfer to American AAdvantage (reported Oct 25, 2026).
- Trip delay, trip cancellation, lost luggage, extended warranty and rental coverage.
Restrictions
- Citigold credits ($145/yr, or $595 in year one for Private Client) need a qualifying Citi relationship.
Strategies
- Admirals Club passes continue to be honored at the door even when clubs restrict day passes (per Frequent Miler).
Best categories: 12x at hotels, car rentals and attractions on cititravel.com; 6x at air travel on cititravel.com.
Transfers: Citi ThankYou Rewards can move to 21 airline and hotel partners. Ratios and timing are in our Transfer Partner Matrix and on the Points Transfers and Deals page.
Compare with: The Platinum Card® from American Express, American Express® Gold Card, Capital One Venture X Rewards, Capital One Venture Rewards. Or try the Best Card Finder with your own spending.
Sources and freshness
Fees and benefits come from Citi's official page where shown. Citi's page left welcome amounts blank, so offers come from dated third-party reports named in the offer note.
Last updated: . Verification status: checked against the sources above.